Friday, May 2, 2014

Pensacola ParsCo Construction Disaster Services

ParsCo Disaster Response Services

Call us now at 850-695-7656 to setup your property with pre-loss services or emergency disaster response!

How prepared are you for a natural disaster? Is your business ready to rebound quickly and get back to work? Most companies and organizations find that they are not prepared in the event of a natural disaster. Emergencies strike quickly and unexpectedly, so having peace of mind that a company knowledgable in dealing with insurance claims and re-constructing your place of business is priceless. Lucky for you, the price is very resasonable to have that peace of mind.

ParsCo firmly believes that we will not only meet your needs, but exceed your expectations.  Once we are selected for a project, ParsCo makes a commitment that runs far deeper than its contractual obligations.  It's a deeply personal commitment that goes above and beyond ordinary expectations. 


ParsCo is prepared to perform at the highest standards in order to implement your mitigation plan that can form the foundation for a long-term strategy to reduce the uncertainty associated with disaster losses.  ParsCo looks forward to meeting with you so we can begin the planning process, as it is as important as the plan itself.  ParsCo will work diligently with your organization to provide the framework for managing the steps necessary after a disaster loss occurs.

ParsCo has had a very successful history with Developers, Insurance Firms, and Design Consultants as it relates to Hurricanes, Tornados, Fire, Flood, and other Insurance Claims.  The ParsCo Disaster Response Team Members have been involved in over $30 million dollars worth of disaster related claims and re-construction projects.  ParsCo understands the needs of our clients, especially when they have been affected by a natural disaster.  ParsCo addresses those times with a sense of urgency, providing our clients with lots of attention and the utmost responsiveness.  Time is of the essence, and a short delay in response can mean all the difference in construction costs, and the client's ability to function as a business.  

We have highlighted and summarized some of the key factors that you should carefully consider when evaluating the ParsCo Disaster Response Team:

  • ParsCo, LLC regularly self performs the following disciplines:  Site work, site utilities, demolition, framing, drywall, wood trim, painting and plumbing.  Self performing some or all of these disciplines has repeatedly allowed us to control project specific issues related to design, schedule, quality control, and cost.  This ability to address emergency situations with our own forces is a tremendous advantage in times of emergency or disasters.  There is no need to find a subcontractor to perform the work, because we complete these scopes ourselves. 

 

  • ParsCo owns property within the SouthEast with materials and storage available for bulk materials that may be required in time of a disaster.  Having the ability to stockpile these materials means no matter what the material shortage may be in the area, we will be ready to address the re-construction effort without delay.
  • ParsCo has personally managed single projects as small as $1,000 and as large as $185,000,000.  You will get the experience of larger construction firms while maintaining a small company feel.  The Owner of ParsCo is personally involved in every project we build. 

 

The combined experience, knowledge, and in-house capabilities of our company make us an excellent choice.  We look forward to the opportunity to assist in your needs. 

ParsCo offers pre-loss service along with site survey assessments so we are ready before disaster strikes. Call us at 850-696-7656 to learn more. 


Thursday, May 1, 2014

Pensacola Flood- ParsCo Construction - Insurance Policy Interpretation


Pensacola and the Florida Panhandle has recently experienced a historic rain event that has caused preliminary estimates of over $60 million in damages. ParsCo Construction has licensed adjusters and is a full service general contractor and disaster service company based in Pensacola. What pains us is that we are fielding calls from many victims of this flood event that don't have flood insurance and only carry homeowners insurance. So what exactly is the difference?
One of the most common reasons that people make claims on their insurance is for water damage, but what exactly does insurance cover? It depends on what type of insurance you have and what caused the water damage. Of course, it also depends on your specific insurance plan, so you should ask your agent and review your policy to see the specifics and to find out exactly what is covered and what isn't.  In general, however, there are two types of insurance that deal with damage due to water: flood insurance and homeowner's insurance. Knowing the difference between them and what is covered by each can help you make the right insurance coverage decision for you, as well as help you determine what to do and who to call if and when a water-related emergency does occur.

A standard flood insurance policy, written by the National Flood Insurance Program, provides coverage for damage caused by a flood. Flood is defined as an overflowing of water onto land that is normally dry. This includes damages caused by an overflowing river, or heavy rain seeping into your home. Generally speaking, if the water touched the ground before it entered your home, it is considered flood damage. Flood damage is not covered by homeowner's insurance, so if your home is located in a flood plain, it would be wise to consider purchasing a flood insurance policy. Unfortunately, many in Pensacola never have needed it because the historic rain event that was experienced was never something anyone could imagine.

Homeowner's insurance provides coverage for many other types of water damage to your home. Generally speaking, the damage to your home caused by water will be covered by homeowner's insurance, but whatever caused the damage is not. For example, if a pipe bursts, the damage it causes is covered, but you are responsible for repairing the pipe itself. The extent of your coverage in many situations also depends on whether or not you have performed the necessary upkeep to prevent the accident, as determined by your insurance company. For instance, if you go on vacation in the winter, leaving your house unoccupied and without heat, and your water pipes freeze and burst, your claim may be denied because, theoretically, you could have prevented the accident. If your bathtub overflows, however, you are covered even if it happened because you forgot to turn off the faucet. Sewage backup, on the other hand, is not covered by homeowner's insurance. Another more common water damage related claim might be wind related. Water damage due to wind damage can be covered.

Water-related accidents are common, and generally sudden and unexpected. Knowing what your policy covers beforehand can be enormously beneficial to you when disaster strikes. If you find water damage in your home, your first step should be to call ParsCo at 850-695-7656. You want to get repairs underway as soon as possible to minimize both the extent of the damage and the cost. In case of emergency, you need a reliable company like ParsCo with the experience to help you through the repair process, from removal of property and storage services through mold prevention or removal and complete property restoration.






 

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